How to borrow load in TM (Utang Loan) 2025

All TM SIM customers can get emergency loan utang service when they are out of balance or when they are stuck in a problem. In such an early condition, they can load balance in their SIM and take advantage of the loan. Just send a promo keyword to 3733.

There are other ways to borrow load in TM SIM: through GlobeOne App, via USSD *143# code, through Facebook, and GCash app. We will discuss every method below one by one, and TM also provides a bundle of promos in the emergency loan list.

Methods to Register for Utang Loan

Before borrowing load service, you should have processed TM SIM Registration so that your SIM must be active to avail any kind of service.

• Via USSD *143# code
• Texting at 3733
• Through GlobeOne App
• Using GCash App
• Loan via Facebook

1 Via USSD *143# code

• Just open your phone dialer and dial *143#.

• Now enter “9” for choosing utang and hit send.

• You can take a loan of regular load or promo, whatever you want.
• For regular load, enter 1 and for promo loan enter 2. After that, choose any load amount or promo you want to borrow.

• Then subscribe to it by entering “1”.
• You will receive a confirmation message of your utang loan.

Note: If you are facing TM SIM NO Signal Problem, then move to the area where signals work fast and you can borrow promos like ANS20 and All Net Surf 30.

2 Texting at 3733

Create a new message in the messages app.

Type the promo keyword from the given list below.

Send this promo keyword to 3733.

You will receive a message if you are eligible for it.

3 Through GlobeOne App

Step-1: Open GlobeOne and log in to it. Look for the menu load/buy or shop and click on it.

Step-2: Search for “Loan” or “Utang” under the TM offers section.

Step-3: Select any load/promo loan from the list. Subscribe to it and confirm.

Step-4: The borrowed load will deduct a service fee from your next reload automatically.

4 Using GCash App

Open GCash app and log in to it via TM number.

Click on the “borrow” section and move next.

Choose “borrow load” from borrow categories.

Choose the load amount you want to borrow.

Then confirm it and enjoy the load.

5 Loan via Facebook

• When you run out of balance and data, open your Facebook app.
• Log in to your account with free modes.
• At the top, click on the “Buy Data” option.
• You can see the available offers by TM Telecom.
• Subscribe to any of these emergency loan offers.
• Enjoy faster internet with the best TM APN settings.

How to Check Loan Status?

You can check your loan status in three ways:

• By dialing *143#
• Sending text at 3733
• In GlobeOne App

How to Unsubscribe Utang Services?

There are two ways to stop utang services:

• Unsubscribe Utang using *143#
• Unsubscribe Utang through Text

How to Repay Loan Back?

You can repay your borrowed load in two methods. Otherwise, your debt is automatically paid when you recharge your load.

• Through USSD Dial Code
• Sending SMS

Through USSD Dial Code

• Send a call at *143#.
• Find “Utang” and enter the number against it and send.
• Choose “Pay Utang” and confirm your payment.

Sending SMS

• Type a message “PAY LOAN”.
• Send it to 3733.
• Wait for a confirmation message from official.

Promo List of Emergency Loan Services

FAQs